Wednesday, August 3, 2011


I really hesitate to call it downsizing because we really have yet to actually downsize our homes in terms of square footage. We did attempt a downsize when we moved here in November of 2009 but we got a really good deal and really just downsized our payment but not the home or lot size. That being said we are ready for our next move where we will go smaller on both the payment and the footprint this time (we'll try anyway - good deals are everywhere!).

Hubby and I have taken a long hard look at our financial situation and although it is not too bad, it could and should be better. We are not really prepared for a worst case scenario like a job loss. Are you? We have recently been introduced to the smart guidance of Dave Ramsey's Total Money Makeover and both hubby and I are in alignment on having an emergency fund and eliminating our debt. Now please know Dave does not start by telling people to sell their homes. Ha! In our case we just realized that we have more house than we need and if we did reduce that we would have a whole lot more money to apply to other debt and to save for retirement. We figure that with good health we have about 15 more years to work - that's it. Also, we want to start traveling more when we have vacation time and we are a little cash strapped for any major trips.

That brings me to this: Tada! Our house is on the market. Yes, it is all cleaned up and model-home pretty, right down to the glass bowl of fresh lemons on the kitchen table. :-) It seems we are living in some level of suspended animation so that we are ready, at the ring of the phone, to make a quick exit and allow home buyers (complete strangers) to come trudging through our home with their RE Agent. God, I hate this part!

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